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Mortgages

A mortgage is likely to be the single largest financial commitment you ever make. There's a wide range of mortgage products out there, with varying interest rates and repayment options available.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

We charge a gross fee of £395 upon application. However, if we receive a minimum fee of £495 from the lender, upon completion, our fee is then reduced to a net fee of £145.


Buy to Let Mortgages

Buy to Let Mortgages

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.

Buying a home

Buying a home

Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs.

First Time Buyers

First Time Buyers

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.

Flexible Mortgages

Flexible Mortgages

With options for overpayment and payment ‘holidays’, a flexible mortgage can make the traditional 25-year British mortgage look rather old-fashioned.

Offset Mortgages

Offset Mortgages

An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.

Remortgages

Remortgages

Remortgaging means switching your mortgage to another deal with another lender without moving property.

Second Charge Loans

Second Charge Loans

Second charge loans can be secured against residential or Buy to Let properties.

Personal Finance

Following the introduction of the pension freedoms in 2015, over-55s can now spend their savings as the wish, making it easier to fund the type of retirement they had always planned
The fund supermarket was one of the fallen stock picker's biggest cheerleaders, repeatedly featuring him on its 'best buy' list, despite concerns about his portfolio.
Retired civil engineer Colin Jones, 71, pictured with wife Eirwen, pestered his provider repeatedly and recruited his local MP in his two-year fight to win back his pension pot from annuity firm ReAssure.
Millions more of us are now pension savers thanks to auto-enrolment. But how much do you know about where your life savings are being invested, and could they be working harder for you?
The surge is likely to reflect the introduction of the new state pension in 2016, which gave people the opportunity to plug gaps in their National Insurance record through voluntary contributions.