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Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Personal Finance

Following the introduction of the pension freedoms in 2015, over-55s can now spend their savings as the wish, making it easier to fund the type of retirement they had always planned
The fund supermarket was one of the fallen stock picker's biggest cheerleaders, repeatedly featuring him on its 'best buy' list, despite concerns about his portfolio.
Retired civil engineer Colin Jones, 71, pictured with wife Eirwen, pestered his provider repeatedly and recruited his local MP in his two-year fight to win back his pension pot from annuity firm ReAssure.
Millions more of us are now pension savers thanks to auto-enrolment. But how much do you know about where your life savings are being invested, and could they be working harder for you?
The surge is likely to reflect the introduction of the new state pension in 2016, which gave people the opportunity to plug gaps in their National Insurance record through voluntary contributions.